Archive for the ‘Uncategorized’ Category

Checklist for Moving When Facing Signal Mountain Foreclosures

Saturday, August 1st, 2009

If you’re one of the many people dealing with Signal Mountain foreclosures, you will probably be moving to a smaller, more affordable place.  When it’s time to move you don’t want to leave the important things behind, but you may not have room for everything, either.  Here’s a checklist to help you get the important stuff taken care of within the last month:

 

  1. Change of address – With the rate Signal Mountain foreclosures happen, you want to make sure your change of address is one of the first things you do.
  2. Find a moving and packing company.
  3. Clean out your safe deposit box and transfer it to the new area.
  4. Get your family’s medical records, school records and other important papers.
  5. Change your insurance policies for your home.
  6. Get a fire resistant safe and put all records, cards, birth certificates, etc.  Make sure you have it with you during the actual move.
  7. Pack less used items.
  8. Arrange to have the utilities disconnected/changed over.
  9. Plan your remaining meals so you can pack the nonperishable items you don’t need.
  10. Make a list of everything you’re personally taking with you.
  11. Walk through and decide what you really need to take.  Hold a garage sale or call a charity to get rid of the rest.
  12. Let your friends and family members know where you’re going and how they can reach you.
  13. Confirm arrangements with the moving and storage companies.
  14. Check the yard and sheds for left over items.
  15. Take apart any furniture or other items for packing.
  16. Start a “survival box”, which includes anything you might need for overnight or for a few days.
  17. Defrost the refrigerator and freezer.
  18. Close bank accounts if needed.
  19. Do a last walk through before leaving to make sure you haven’t forgotten anything.  Be sure to look through the attic, basement, closets, etc. 
  20. Drop off your keys with the bank or new owner.

 

Being one of the Signal Mountain foreclosures isn’t fun; it’s stressful and you’re more likely to forget things in this type of situation.  Make lists to keep track of what you’re doing and then use them!

 

When you’re ready to buy your next home, let me help you find one that fits your lifestyle, budget and needs.  Call me today at 423-488-1882 or email me at travis@travisclosehomes.com for more information.

 

Keyword:  Signal Mountain Foreclosures

 

Links:

Find a moving and packing company

http://moving.about.com/od/hiringamovingcompany/a/research.htm

 

Fire resistant safe

http://wickedhowtos.com/index.php/2007/03/07/how-to-buy-a-quality-fire-burglary-safe-what-to-look-for-things-to-consider/

 

hold a garage sale

http://www.ehow.com/how_109027_hold-profitable-garage.html

 

 

DTT Properties on Signal Mountain

Wednesday, July 22nd, 2009

If you have a home on Signal Mountain and you think that it would make a good rental house please call the guys at DTT Properties. They are looking for houses on Signal Mountain.

Call DTT Properties at 423-505-8998

Eric Berry for Heisman

Tuesday, July 21st, 2009

Like all Vol fans I’d love to see Eric have a great season and be a standout for the Heisman committee. GO VOLS!!!

http://www.berry4heisman.com/

Pending Homes Sales Up

Monday, July 13th, 2009

Sweet Gipsy Bakeshop Cafe

Tuesday, June 9th, 2009

Congratulations to Jenniffer Verville on the opening of Sweet Gipsy Bakeshop Cafe. Sweet Gipsy is located at 1404 James Blvd. on Signal Mountain.  The bakeshop offers everything from pastries to sandwiches.

http://sweetgipsycafe.com/index.html

Is An Earnest Money Deposit On Chattanooga Real Estate Really Necessary?

Sunday, March 22nd, 2009

Your Chattanooga real estate agent may say that you must provide earnest money when making an offer for a home.  It’s usually in the form of a check, and the funds will be verified by your mortgage company prior to final approval of the loan.

This earnest money reassures the home seller you’re indeed serious about the offer you’re making.  Once the terms of the deal are worked out between you and the seller, the earnest money is placed in an account held in trust until your loan closes.  Then the money will be used for your down payment and closing costs. 

What if the Deal Falls Through?

If the deal falls through at any time, any cancellation fees are paid out of the earnest money.  The remainder of the money continues to be held in trust until you and the seller agree on the disbursement of the money.  If the deal is canceled early in the process, it’s usually a simple matter of the seller signing over the deposit to you.

What if You Cancel the Transaction?  

If the transaction is canceled by you, the buyer, some sellers mistakenly believe that the earnest money is forfeited to them.  That’s not likely to happen because no buyer is going to let the seller just have the earnest money.  Because the money is held in a trust and both parties must sign a release of escrow, no one can make you give the earnest money away.  In this situation, work with your Chattanooga real estate agent to help you negotiate the return of your earnest money.

What if an Agreement Cannot Be Reached?

If the buyer and the seller are unable to come to an agreement about the earnest money, the broker holding the funds in trust can make a written judgment and disburse the money.  If the broker is unable to make a determination, he or she can turn the money over to the State’s real estate commission to make a decision.  Rarely does a court of law have to be involved.

For more information on earnest money or answers to any other questions you have about buying Chattanooga real estate, call me at 423-488-1882 or email me at tclose@realtycenter.com .

KEYWORD: Chattanooga real estate

LINKS:

Down payment:  http://www.nolo.com/definition.cfm/term/FF59FEA0-C558-4703-8F70C42FE3CA7A7E

Earnest money:  http://www.answers.com/topic/earnest-money-2

Escrow:  http://hubpages.com/hub/Escrow-Definition_and_Description

Travis Close

Prudential RealtyCenter.com

1315 Taft Highway

Signal Mountain, TN 37377

423-886-2601

423-488-1882

A Romantic Valentine’s Day In Your Chattanooga Home

Friday, February 13th, 2009

 

Valentine’s Day is the perfect time to stir up love in your Chattanooga home.  With the current economy, however, you may find yourself wondering how you can afford anything special.  In the spirit of happy, healthy relationships everywhere, here’s an inexpensive Valentine evening to keep the romance:

 

Romantic Dinner

Although “The way to a man’s heart is through his stomach,” isn’t necessarily true, a romantic meal is a great way to start off the evening.  Here’s what you’ll need:

 

Chicken Parmesan ($20) – Two large chicken breasts, rolled in herbs and breadcrumbs; bake for 20 minutes at 400 degrees.  Melt sliced mozzarella over the top.  Your favorite pasta, cooked al dente.  Place the cooked chicken on a serving of pasta, with Marinara or spaghetti sauce spooned over the top.  Serve with toasted garlic bread (or toast, buttered and flavored with garlic) and a side salad.

 

Two Candles ($5) – Candles add just the right touch to any romantic dinner, adding a soft glow to the face of the one you love. 

 

Music (Free) – Light, romantic music dancing in the air of your [city] home can wrap you and your partner in a private circle of romance.  However, if rock and roll is more your style, by all means, play rock and roll!  Just turn the radio to your favorite station and enjoy.

 

After Dinner

Valentine’s Day is about spending time with the one you love.  Instead of going out to a club, rent a movie and stay in.  Wine (or sparkling juice), a movie and snuggling on the couch can do wonders for your love life!

 

Wine (Cost depends on the wine)

Sparkling grape juice ($4)

Movie ($3)

 

The Bedroom

Go on vacation to a fabulous hotel – in your own bedroom!  By rearranging your room and matching your sheets and pillowcases, you can get that “new room” feeling (if only for the night!).  Add scented candles, or potpourri and regular candles for that romantic touch.

 

Scented candles ($3 – $5 each)

Potpourri ($3 – $5 per package)

 

Buying your first Chattanooga home as a couple on Valentine’s Day would be a great memory to have.  If you’re looking for a home, I can help.  Call me at 423-488-1882, or email me at travis@travisclosehomes.com .

 

Keyword: Chattanooga home

 

Links:

Candles – http://www.100candles.com

Rent a Movie – http://www.netflix.com/

Potpourri – http://www.yankeescents.com/

 

 

Travis Close ABR, ePRO, EcoBroker

Prudential RealtyCenter.com

1315 Taft Highway

Signal Mountain, TN 37377

423-886-2601

423-488-1882

 

www.travisclosehomes.com

 

Congratulations to Pat Summitt

Friday, February 6th, 2009

Pat Summitt reached her 1,000th win beating the Georgia Bulldogs by 30 points last night. This is a feat that has never been reached by any major college coach. Way to go Pat.

www.travisclosehomes.com

Travis Close
Prudential Realtycenter.com
423-886-2601
423-488-1882

Under Construction

Friday, January 9th, 2009

This page is under Construction and will be active soon with Signal Mountain and Chattanooga Real Estate Info.

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Friday, January 9th, 2009

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