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CC&Rs, are typically established by a homeowners association or a similar governing body and apply to all residents within the neighborhood. CC&Rs outline specific restrictions and requirements regarding property maintenance, architectural design, landscaping, noise levels, and even rules related to pet ownership. The purpose of such regulations is to ensure the harmonious coexistence of homeowners, preserve property values, and create a desirable living environment for all residents. Violations of CC&Rs may result in penalties or fines, as they are legally binding contracts that homeowners agree to upon purchasing a property in the neighborhood. Overall, CC&Rs play a crucial role in maintaining the aesthetic appeal and livability of neighborhoods.

Some neighborhoods use restrictions to the extreme to determine if you can keep your boat in your driveway or when you are allowed to put your trash cans out. Each subdivision’s rules are different — so read them carefully.

Our directory of Covenants, Conditions & Restrictions represents a perpetually evolving selection of Greater Chattanooga area communities. Please keep in mind that CCRs can evolve over time and each phase of a subdivision can be different. In some cases CCRs even expire or have no established homeowners association to enforce them. Please consider the documents in this directory as a starting point only.

If you would like to ask questions about any of the CCRs in our directory or there is a neighborhood of interest not included, please contact us.